Click here for the Lakes Region Office Steve Bauer Sr. Loan Officer Lakes Region Office Email Steve Click here for the Seacoast Office Karen Wimer Sr. Loan Officer Email Karen Sign up for our monthly e-news! Current interest rates and news delivered directly to you, only once per month. All subscription lists kept private. Enter e-mail address:

Bauer Mortgage Group Home About Our Office Rate Quotes Testimonials Partners Current E-News Community/Events Document Downloads Featured Topic E-News Topic Archive  Directions Document Downloads We strive to make the financing process as easy as possible for our customers. We pride ourselves on our ethical, honest approach, and will share all information available to us, in order to help you understand and make informed decisions about your mortgage. These documents are readable using the free Adobe Acrobat Reader. If you do not have this software, click here to download it. Documents Needed For Mortgage Applications. Download Document (1 page) This is the complete list of documents that is usually required for mortgage applications. Your application may not require all of these documents! Please call us for specific information on what is needed. The Home Purchase Process. Download Document (3 pages) Whether you're a first time homebuyer, or simply trying to become more educated about the process of purchasing a home, this document gives a simple overview of the process, the players and important considerations when buying a home. Repairing your Credit Score. Download Document (6 pages) Your "FICO" score is an important factor in the type of loan that you're eligible for. If your credit score is low, there are clever ways that you can raise it, sometimes in under 24 hours! We make no guarantees, but here is some information that we've collected to help our customers.